Partnering with Local Businesses Since 1883
Greenville Federal is dedicated to facilitating the growth of local businesses in the Miami Valley region. Since 1883, we have proudly served the Greenville area and surrounding communities, offering a range of commercial loans tailored to meet your unique business needs. Our experienced commercial loan originators can help you secure the right financing option for your business.
Our Business Loans
Commercial Real Estate Loan
Finance the purchase or refinance of commercial property whether it’s a building shop or office space. We offer fixed and variable rate options and accept a variety of real estate as collateral.
Commercial Real Estate Construction Loan
Perfect for new construction projects or expanding your current facility we provide loans with fixed and variable rate options and accept various real estate as collateral.
Business Line of Credit
Ideal for businesses facing temporary cash shortfalls whether due to seasonal demands or increased inventory. Borrow as needed and only pay interest on what you borrow. Flexible repayment options.
Equipment Loan
Use this loan to purchase new or used equipment or to refinance an existing equipment loan.
Vehicle Loan
Purchase a new or used vehicle (car, truck, or van) or refinance an existing auto loan with ease.
Business Term Loan
With a term loan your company borrows money and repays it over a fixed period of time often at a fixed interest rate (generally 36-50 months). Term loans can be secured or unsecured and can be used for nearly any business purpose.
EZ Line of Credit
The EZ Line (with a maximum loan amount of $50,000) can be used for working capital and the requirements are less stringent. The company must have been in business for two years and the guarantor must have a minimum credit score of 740. The interest rate floats with prime + 5.00%.
Before You Apply
*When completing the application please pay particular attention to the Beneficial Ownership section.
- Every business owner with an ownership interest of 25% or more, must be listed as a Beneficial Owner.
- There must be one person listed as the Certifier. The Certifier is the person providing the Beneficial Ownership information and opening the business account.
- There must also be one person listed as the Control Person. The Control Person is defined as an individual having significant responsibility for controlling, managing or directing a legal entity. For example – A single owner will be the Beneficial Owner & Control Person & Certifier.
