Customized Agricultural Lending Options
At Greenville Federal we understand the unique financial needs of the agricultural community. Our agricultural loans are designed to support your farming operations whether you need to finance equipment, land, livestock or operating capital. With a variety of lending products tailored to meet your specific needs we are committed to helping you achieve your farming goals.
Our Ag Loans
Ag Real Estate Loan
Finance the purchase or refinance of agricultural real estate. We offer fixed and variable rate options and accept a variety of real estate as collateral.
Ag Real Estate Construction Loan
Perfect for new ag construction projects or expanding your current facilities we provide loans with fixed and variable rate options and accept various real estate as collateral.
Ag Line of Credit
Provides working capital for livestock and crop operations. Borrow as needed and only pay interest on what you borrow. Flexible repayment options.
Ag Equipment Loan
Use this loan to purchase new or used equipment or to refinance an existing equipment loan.
Vehicle Loan
Purchase a new or used vehicle (car, truck, or van) or refinance an existing auto loan with ease.
Term Loan
Borrow money and repay the loan over a fixed period of time and often at a fixed interest rate (generally 36-50 months). Term loans can be used for nearly any business purpose including livestock loans with varying payback terms.
EZ Line of Credit
The EZ Line (with a maximum loan amount of $50,000) can be used for working capital and the requirements are less stringent. The company must have been in business for two years and the guarantor must have a minimum credit score of 740. The interest rate floats with prime + 5.00%.
Before You Apply
*When completing the application please pay particular attention to the Beneficial Ownership section.
- Every business owner with an ownership interest of 25% or more, must be listed as a Beneficial Owner.
- There must be one person listed as the Certifier. The Certifier is the person providing the Beneficial Ownership information and opening the business account.
- There must also be one person listed as the Control Person. The Control Person is defined as an individual having significant responsibility for controlling, managing or directing a legal entity. For example – A single owner will be the Beneficial Owner & Control Person & Certifier.
